Business Insurance in Fort Lauderdale, FL

A business owner should consider getting multiple insurance policies to mitigate the financial burden of unforeseen claims and liabilities. At Floridian Coastline Insurance, our agents are dedicated to helping Florida business owners find the policies that align with their organization’s needs and circumstances.

What Policies Should I Get for My Business?

Many businesses are required to carry certain types of insurance, including commercial auto and workers’ compensation policies. In some cases, businesses may also have to purchase specific policies to fulfill contractual obligations. Regardless of formal mandates, your insurer may recommend that you purchase the following:

• General liability insurance may cover third-party claims of bodily harm, advertising injuries or property damage.

• Workers’ compensation insurance may help pay for your employees’ lost wages and medical bills if an at-work incident results in injuries or illness and can also help fund your company’s legal defense if affected staff sue over an incident.

• Commercial auto insurance may cover repair costs if a company vehicle is damaged or involved in an accident with a third party.

• Commercial property insurance may cover damage to your office or storefront and the equipment, machinery and inventory stored inside.

• Professional liability insurance may help pay for related expenses if a customer files a claim of negligence, lapsed deadlines or substandard work.

• Cyber insurance may provide coverage in case of a data breach or cyberattack.

How Much Do Policies Cost?

In quoting you for rates, your insurer may consider the following factors:

• Industry

• Location

• Claims history

• Business assets (e.g., equipment, inventory, cars, office space, storefront, etc.)

• Coverage limits

• Deductibles

Get Covered Today

Contact Floridian Coastline Insurance to request a quote or learn more about your insurance options.