Auto Insurance
Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
Serving Fort Lauderdale, Miami and areas across Florida
For many drivers, their car is one of their most valuable possessions. Having the right auto insurance coverage for your situation can help protect your finances from unexpected events like accidents.
When you work with the insurance experts at Floridian Coastline Insurance in Fort Lauderdale, you have access to a team of professionals who are ready to help you understand your options and choose the coverage amounts and types that work best for your situation. Call us today at 954-302-4531 to get started.
What Is Auto Insurance?
An auto insurance policy is a contract intended to protect you from financial losses after a covered accident. You are responsible for paying the premium, and the insurance company provides help with repairing or replacing your vehicle as well as covering your financial liability if someone else’s property is damaged.
What Auto Policies Do You Need?
Your auto policy may cover damage-causing accidents if your vehicle or someone else’s property is damaged. Every driver has different needs when it comes to car insurance. Here are some policies that your agent may offer:
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Liability Coverage: If you cause an accident and damage someone else’s property, you may be financially responsible for repairing the damage or replacing their property. Liability coverage helps protect you from having to pay for those damages on your own. Your auto insurance may help pay to repair or replace someone else’s property up to the limits of the policy. Even with liability coverage, you may be financially liable for damages exceeding your policy’s limits, so talk with your agent about how much liability coverage you may need.
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Collision Coverage: If your car requires repairs or must be replaced after a covered accident, this coverage kicks in to help pay for such costs.
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Comprehensive Coverage: If your vehicle is damaged after a fire or is hit by hail or other falling objects, comprehensive coverage may help pay for the damages. You may also have coverage under this policy for vandalism and theft.
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Uninsured/Underinsured Motorist Coverage: If you are in a wreck with a driver that doesn’t have enough liability coverage to cover damage to your vehicle, your uninsured and underinsured motorist coverage may step in to help reimburse you for the cost of replacing or fixing your car.
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Medical Payments/Personal Injury Protection (PIP): This policy helps pay for medical bills for you and your passengers if an accident causes injuries, no matter who is at fault.
Your agent may also recommend other optional coverage, including roadside assistance, rental car coverage, and glass replacement. If you have an auto loan or lease, you may also want gap coverage to help pay the “gap” between your car’s value and your outstanding balance with your lienholder if your car is a total loss.
Get the Auto Insurance You Need Today
Start building your ideal auto insurance package right away. Contact the agents at Floridian Coastline Insurance to help you get the financial security you deserve.
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