Floridian Coastline Insurance Phone954.302.4531
866.252.3752
FacebookTwitterLinkedInGoogle+Blog RSS
Navigation

 


HOME
CAR
BOAT
BUSINESS
Types of Insruance

Liquor Based Business Insurance


Liquor Based Business Insurance Information

Florida Liquor Liability Insurance

Serving Fort Lauderdale, Miami and areas across Florida


Serving liquor to patrons is an innately risky activity. No matter how careful you are and how well-trained your staff is, you always run the risk of accidentally serving alcohol to an underage minor, or being sued when a patron of your establishment causes problems after having a drink.

Liquor liability insurance not only helps pay for the cost of defending yourself and your staff during a lawsuit, but it can also pay some or all of the claims (depending on policy limits and deductibles) if your establishment is held responsible.

While liquor liability insurance will not cover cases of willful neglect, it can be utilized for general liquor related claims received by bars, pubs, restaurants, and even for private events. Policies may be designed to include coverage to pay for additional damages to the patron, such as mental distress.

This policy doesn't just cover events that occur when your patrons leave your establishment, but can also cover events, including assaults and batteries, that occur within your bar or club. Policies can be tailored to meet the needs of your individual establishment so that your protection and premium is appropriate for your risk. For example, a restaurant serving wine with food may need different protection than a nightclub serving liquor and no food.

Policies feature a per incident limit as well as a per policy limit. The per policy limit is the aggregate limit for all incidents in the year while the per incident limit restricts the claims payable on each individual incident. Make sure to check the minimum requirements of your state before securing your coverage.
Floridian Coastline Insurance

Floridian Coastline Insurance

 
Our Carriers Our Company Services Contact Us More Help
Progressive
Travelers
Mercury
Infinity
UPC
American Platinum
ASI
Federated National
Banker
Banker
Banker
Banker
Banker
Banker
Banker
Banker
Banker
Home
Who We Are
Events
Get A Quote
Customer Service
Refer A Friend
Send A Message
Locations
Employee Directory
Our Blog
Glossary
Frequently Asked Questions
Floridian Coastline Insurance

Powered by Insurance Website Builder

Join Our Newsletter Refer A Friend Our Partners Get A Quote
Floridian Coastline Insurance