Commercial Auto Insurance
Commercial Auto Insurance Information
Commercial Auto Insurance in Fort Lauderdale, FL
At Floridian Coastline Insurance, we understand how essential your vehicles are to your daily operations. That’s why our team is dedicated to helping local businesses secure the right commercial auto insurance to protect their finances in case of unexpected events.
What Does a Policy Cover?
Standard policies typically include the following:
- Liability coverage can help pay for costs related to third-party bodily injuries or property damage.
- Collision coverage can cover repair costs if a business vehicle is involved in an accident or collision with another vehicle or object, regardless of fault.
- Comprehensive coverage can help pay for repairs if a vehicle is damaged by falling objects, fire, natural disasters, theft or vandalism.
- Hired and non-owned auto coverage can cover vehicles being rented for business purposes, or employee vehicles used for work.
- Uninsured/underinsured motorist coverage can cover your losses if your vehicle is hit by an at-fault driver who doesn’t have sufficient liability coverage.
Who Needs This Policy in Florida?
State law requires businesses that use or rent vehicles for commercial purposes to secure commercial auto coverage. You’ll also need it if your employees use their own vehicles at work. Without sufficient coverage, you may have to pay for costly repairs or liabilities out of your own pocket, which could greatly affect your company’s finances.
How We Help Businesses in Fort Lauderdale, FL
At Floridian Coastline Insurance, our team works closely with business owners and fleet managers to assess risks and recommend coverage that fits your operations and budget. We’re committed to providing clear guidance and responsive service, so owners can focus on running their businesses with confidence.
Contact us today to discuss your commercial auto insurance options and request a quote.
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