Homeowners Insurance

Home Insurance in Fort Lauderdale, FL

Home insurance is vital in protecting your property and financial well-being. At Floridian Coastline Insurance, we’re here to help you understand your home insurance options and choose the policy that’s right for you.

What Is Home Insurance?  

A home insurance policy may provide financial reimbursement should your home get damaged or destroyed by a fire, hurricane, tornado or other covered event. Even if home insurance isn’t required in Florida, your mortgage lender may still ask for proof of policy
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While the specifics of what’s included in your policy can vary, home insurance typically offers the following coverage:

• Liability coverage may cover the costs if you’re found liable for injuries to another person or damage to their property.

• Dwelling coverage may help protect the physical structure of your home, including the roof, walls, and attached features like a porch.

• Personal possessions coverage may cover the repair or replacement of personal belongings such as appliances, clothing, electronics and furniture.

• Additional living expenses may help pay for temporary housing, meals, and other essential costs if your home is uninhabitable due to a covered event.

How Much Does Homeowner’s Insurance Cost? 

Many factors contribute to the cost of your home insurance, including the location of your home, the type of home, your credit score, the property value and coverage limits. Having additional riders may also increase your premium. It’s best to consult an insurance agent for a personalized quote.

Contact Us Today

Reach out to Floridian Coastline Insurance to learn about your home insurance options.