THURSDAY, MAY 19, 2016
As with a car — or any other vehicle — boats should be insured for the protection of your vessel and other boaters in the area. Boat insurance can prove beneficial while your boat is in use, along with any periods when it's in storage.
Boat insurance can provide coverage for the following:
Of course, the coverage you receive depends on the policy you purchase. The same goes for the price. Not all boats in Florida will have the same insurance premium. In fact, boat insurance premiums are based on many factors, including:
- Boating accidents (with other vessels or stationary objects)
- Fires, weather and/or natural disasters
- Fuel spills
- Roadside assistance (including trailers with some policies)
- Passengers' medical expenses after an incident
- Fishing gear and other equipment
- Theft and vandalism
If you're wondering how much your boat will cost to insure, the easiest way to find out is to contact your independent insurance agent. He or she will ask you questions, plug in your information and then search for policy options on your behalf. It takes one quick call and can be done in minutes.
- Type and size of boat
- Crime rates in the area
- How and when you store your boat
- Your boating and claims history
This eliminates the need for you to contact several insurance providers because your agent does that part for you in order to find the policy that best combines coverage and price.
Ready to get started? Call Floridian Coastline Insurance at (954) 302-4531 for more information on Fort Lauderdale FL boat insurance.
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